Sunday, April 22, 2012

DIY Large Checkbook

I know a lot of people now days mainly use Excel or Expense Programs but I still like tangible, non-computer versions of my finances. SO using a CHEAP note book, format of a bank checkbook, ruler and colored pens you too can create a large longer lasting checkbook for about $1

OK Lets make it!

First I added the Date lines, this is good so you don't have to look through the whole thing to find when it was started and ended when referencing finances.

I then glued a blank sheet on the inside cover to cover all the text that was there since it is no use to me.
Also since an 8 1/2 x 11 sheet of paper is a bit larger than this note book I just trimmed the edges to fit it. 

Now the actual pages I lined and formatted using the standard checkbook you would receive from your Bank.
Starting from the left I labeled the sections as follows:
1. Check # or Code (Like DC for Debit Card)
2. Date (I use the actual transaction date, the date on my receipts)
3. Transaction Description (Purchases, Bills, or Paychecks)
4. Payment (For purchases or Bills paid)
5. Deposit (For any paychecks or money received and deposited)
6. Balance (I leave an extra spot for the balance from the previous page in case a page goes missing )
 ***** I use red pen for "Payments" because standard accounting shows that the transaction is a negative transaction in my account. This is why I use green pen for "Deposits" as it shows a positive transaction in my account.


I printed a list of all my transaction descriptions and pasted them on the inside cover for easy reference.



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